Whether you are looking to protect your family or your business, Term life insurance offers affordable and flexible protection you can customize to meet your temporary and growing needs.
You can choose term life coverage that protects you for 10 or 20 years or until you reach age 65 or age 100.
Family Term from Manulife Financial
The flexible design of Family Term provides you and your family with affordable protection that can be adapted to your family’s changing lifestyle, income and needs.
Family Term gives your loved ones the financial security to:
- Maintain a comfortable lifestyle
- Pay off existing debts – like your mortgage
- Fund long term investment needs like educational savings plans or RSPs
Plus, you can adjust your Family Term insurance as your needs change, using a wide range of options called ‘riders’, such as Children’s Protection Rider (adding coverage for children), Total Disability Waiver (waiving premiums if you become disabled) and more.
For information on Family Term, please contact me or click here.
Business Term from Manulife Financial
The simple structure and flexible features of Business Term allow you to protect the key elements of your business so you can be sure it will carry forward with minimal disruption.
The affordable and easy-to-manage design of Business Term creates financial security for your business with:
- Key person protection
- Business collateral and buy-sell funding
- Estate tax coverage
Your Business Term insurance can be customized using options called ‘riders’, such as Business Value Protector (adding additional coverage as your business grows), Total Disability Waiver (waiving premiums if you become disabled) and more.
For more information on Business Term Insurance, please contact us or click here.
Family Term and Business Term are registered trademarks of and are offered through Manulife Financial (The Manufacturers Life Insurance Company).
Quick Issue Term - Life insurance for people on the go
Let’s face it – life moves fast. So should your insurance. Manulife Quick Issue Term™ is designed to keep up with your busy life and can help get you covered – fast.
If you’re between 18 and 50, getting the coverage you need, up to $500,000, is simple with Manulife Quick Issue Term because it’s:
- Easy – complete the electronic application with us in minutes - in person or over the phone
- Quick – expect a response in as little as one business day, in most cases
- Convenient – enjoy less intrusive underwriting – no needles or fluids and fewer medical questions
And, with the option to change to permanent insurance, you’ll secure your option to have permanent protection for life.
For more information on Quick Issue Term Insurance, please contact us.
Family Term is a registered trademark of and is offered through Manulife Financial (The Manufacturers Life Insurance Company).
Family Term 101
Family Term insurance is Manulife’s low-cost option which helps meet the traditional protection needs of most individuals and families.
For example, Term insurance provides protection for things like:
- Income replacement
- Mortgage and debt coverage
- Coverage for funeral expenses
- Financial security for a family’s future
- Child Protection Rider
- Total Disability Waiver Rider
- Accidental Death and Dismemberment Rider
- Guaranteed Insurability Option Rider
- Parent Protection Rider
To learn more, click here.